Retirement needs calculator
Your personalised retirement income estimate
Planning for retirement starts with understanding how much income you might need. Just enter a few details about yourself and your ideal retirement lifestyle, and our Retirement needs calculator will estimate how much super you might need to retire comfortably in Australia.
Sources of income in retirement
Most Australians fund their retirement through a mix of income sources, including:
- Superannuation savings: You can turn your super into a regular income stream, helping you maintain your lifestyle after you stop working, while keeping your money invested.
- Government Age Pension: This may be available to you depending on your age, income, and assets.
- Other savings and investments: These might include personal savings, property, or shares.
This calculator focuses on estimating how much super you might need. It does not include income from non-super sources.
Consider topping up your super
If you have extra income or savings, making additional contributions to your super could help you reach your retirement goals sooner. Our Super contributions calculator can help you explore your options and potential tax advantages.
Still have questions?
Retirement planning can feel complex, but you don’t have to navigate it alone. We’re here to help you cut through the jargon and make confident decisions about your future.
We can support you with questions like:
- How can I maximise my super contributions before I retire?
- How does super work with the Age pension?
- What does transition to retirement mean?
Explore more about how much super you will need to retire comfortably or learn more about our Retirement Income Streams. You can also book a chat with a superannuation and retirement specialist for 1-on-1 support.